Māori Bank
Date of Foundation
2020

Māori Bank

Enhancing Māori Economy Through Accessible Funding

The Idea origin story

Our startup, Māori Bank, is founded with the concept of bolstering the Māori economy in New Zealand. By collaborating with local Māori tribes, we aim to secure the necessary funding to establish this banking platform. Our goal is to provide an accessible and culturally-connected banking system to empower the Māori community.

The Mission

Our vision is to build a bank infused with Māori values, aiming to stimulate the Māori economy. The mission is to become the leading culturally-rooted financial tool within the Māori community.

Clients

the māori decendents of New Zealand & indigeneous cultures who have migrated to New Zealand

Problems we solve

Client’s problem

Existing banks often overlook Māori values such as kaitiakitanga (guardianship) and manaakitanga (hospitality), which underpin business decision-making. Many Māori enterprises struggle to secure financing due to rigid credit assessment models that fail to recognize communal ownership structures and intergenerational wealth practices.

Confirmation of problem

Not having culturally-aligned banking solutions limits Māori enterprises' growth and perpetuates financial exclusion, thereby affecting New Zealand's GDP.

Solution

To create a bank that prioritises the unique needs, values, and aspirations of the Māori economy, fostering financial inclusion and empowerment.

Our technologies

This solution is based on technologies

confidential

How it works

As a digital bank

Value for the client

We provide a culturally-rooted banking platform, making finance accessible and aligned with Māori values and economic practices.

Market and strategy

Market size

118,000,000,000

mln/year

We estimate the market size for which our solution is designed in monetary terms as follows

Market share goal

50

% of the market

Is our goal in the next 3 years

Team

My name’s

Larz Ngawaka

My key role in the product

My key role is the Project Manager - CEO. I am responsible for strategizing, driving execution, building partnerships and fostering team growth.

Team size and key members

Our team currently consists of myself and my business partner. We plan on expanding our team with the allocation of seed funding.

Competitors

Competitors

Our direct competition in New Zealand includes mainstream banks ASB, BNZ, ANZ and Westpac. However, in the niche we are aiming to fill – a Māori-centric bank - there are currently no competitors.

Our Advantages

Our product offers distinctive value to the Māori population and other indigenous immigrants in New Zealand by harmonizing their cultural nuances with profound operational benefits. This approach targets a niche market uniquely catered to their needs.

Business model

we make money using the banking business model

Traction

The Banking Technology platform has been beta tested and operational. We know what it takes to stand up a bank and operationalise it.

growing the client deposit fund by $100,000,000 to lend out to customers at banking interest rates

Metrics

Although we're in the pre-seed funding stage and not currently tracking metrics, our focus will be on quantifiable indicators such as counting the number of Māori businesses financed, observing an increase in their GDP contribution and evaluating customer satisfaction levels.

Incorporation

Our company incorporated in

New Zealand

Key risks

Main risks could include challenges in securing initial funding, changes in regulatory environment, potential reluctance from Māori community to switch banks, competitive pressure from existing financial institutions and operational complexities related to customized banking services.

Investments

$

30,000,000

We raised investments

Our Investors

myself with a 9% stake and Robert Bell with a 9% stake

Rising Investments

$

40,000,000

Currently, we are raising investments

$

$30,000,000

Estimated pre-investment valuation of the company

We’re looking for a co-founders

As the CEO of Māori Bank, our core goal is to foster the Māori economy by providing an accessible, culturally-centric banking system in New Zealand. We're looking for a dynamic co-founder who resonates with our vision of revitalizing the indigenous economy. This individual would play a versatile role with responsibilities ranging from operational management to strategic decision-making. The ideal candidate should empathize with the unique needs of the Māori community and understand the complexities surrounding their economic practices. By creating a platform that promotes financial inclusivity and empowerment, Māori Bank aspires to eliminate the financial obstacles that limit the indigenous economy's growth, affecting New Zealand's GDP. Let's come together to fuse technology with tradition and revolutionize the banking industry.

Open positions

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Additional information

Our startup aims to establish a Māori Bank, bridging the gap between New Zealand's mainstream banking institutions and Māori businesses' unique needs, promoting alignment with their cultural heritage.

Growth